ALEXANDRIA, Va., June 6 -- United States Patent no. 12,282,913, issued on April 22, was assigned to Malikie Innovations Ltd. (Dublin).

"Mobile wireless communications device having digital wallet with multi-mode user card and related methods" was invented by Ravi Singh (Toronto), Neil Patrick Adams (Waterloo, Canada) and Geoffrey Wendell MacGillivray (Waterloo, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "A mobile wireless communications device may include a housing, a wireless transceiver carried by the housing, a memory carried by the housing, a display carried by the housing, and a processor carried by the housing. The processor is configured to implement a digital wallet including a multi-mode u...