ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,444,269, issued on Oct. 14, was assigned to LNW Gaming Inc. (Las Vegas).
"Unified digital wallet" was invented by John P. Toohey (Boca Raton, Fla.) and Cherie M. Duncan (Cumming, Ga.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A unified wallet manager (UWM) virtualized as a single virtual service in which all transactions relative to the UWM are treated as immutable facts permanently stored in append-only queues or ledgers from the time of their creation. A rules engine reads conversion requests in request calls to the service and determines which rule or rules, including responsible gaming rules, to apply to control or convert funds from one ledger ...