ALEXANDRIA, Va., June 16 -- United States Patent no. 12,309,139, issued on May 20, was assigned to LexisNexis Risk Solutions Inc. (Alpharetta, Ga.).
"Passcode authentication using a wallet card" was invented by David Buchler (Boca Raton, Fla.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Authentication using a mobile wallet by receiving, at an enterprise server and from a pre-screened user device, a request to access an account on the enterprise server, and sending, to a security server from an enterprise server, a wallet card request to push a wallet card to the pre-screened user device. A valid screening condition of the pre-screened user device is determined, and a wallet card may be generated and pushed...