ALEXANDRIA, Va., Jan. 29 -- United States Patent no. 12,211,044, issued on Jan. 28, was assigned to KUBERA LLC (Loveland, Colo.).

"Secure one-touch transaction system and method" was invented by Benjamin M. Cvetkovich (Loveland, Colo.) and Greg T. Meyers (Providence, Utah).

According to the abstract* released by the U.S. Patent & Trademark Office: "Herein disclosed are secure digital transaction systems and methods wherein in response to a merchant device receiving a transaction initiation indication comprising a purchase request referencing a payer device, sending an encrypted transaction information message to the payer device from the merchant device using at least a VPN. The encrypted transaction information message may comprise a mer...