ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,447, issued on June 3, was assigned to Jumio Corp. (Sunnyvale, Calif.).

"System and method for optimizing authentication workflows, risk scoring, and decision points" was invented by Alix Melchy (Montreal), Jesus Armando Ordorica de la Torre (Montreal) and Yanying Chen (Austin, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosure includes a system and method for optimizing the use of third-party data sources in an authentication system have workflow in which different third party data sources may be accessed to perform verification tests. The risk profile of individual customers may be taken into account, as well as the costs associate...