ALEXANDRIA, Va., June 16 -- United States Patent no. 12,309,107, issued on May 20, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"Systems and methods for receiving, transforming, and routing messages in real time" was invented by Pavan Kumar (Christchurch, Great Britain), Madhu Bangalore (Bournemouth, Great Britain) and Lawrence Charles Drake (Bournemouth, Great Britain).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method may include: a processing application receiving an instruction, identifying a destination ledgering platform for the instruction, re-formatting, the instruction to generate a posting, and routing the posting to a messaging ingestion platform; a messaging ingestion platform program...