ALEXANDRIA, Va., March 5 -- United States Patent no. 12,243,109, issued on March 4, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"Systems and methods for enhanced organizational transparency using a credit chain" was invented by Joe Vieira (Wilmington, Del.), Kam Sat Lee (Westerville, Ohio), Murali Pingali (New Albany, Ohio), Michael Cornell (Delaware, Ohio), Suresh Shetty (Monmouth Junction, N.J.), Samer Falah (Staten Island, N.Y.) and Ankur Sambhar (Thane West, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for enhanced organizational transparency using a linked activity chain in a ledger are disclosed. In one embodiment, a method may include (1) a back end for an organiza...