ALEXANDRIA, Va., March 19 -- United States Patent no. 12,254,473, issued on March 18, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"Systems, methods, and devices for integrating a first party service into a second party computer application" was invented by Scott H. Ouellette (Kingston, N.H.), Nasir Khan (San Ramon, Calif.), Robert M. Soulchin (King of Prussia, Pa.), Michael K. O'Leary (Garden City Park, N.Y.) and Michael Naggar (Orinda, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and devices for integrating a first party service into a second party computer application are disclosed. In one embodiment, in a financial institution comprising at least one computer processor,...