ALEXANDRIA, Va., Aug. 26 -- United States Patent no. 12,400,243, issued on Aug. 26, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"Method and system for delivering real-time personalization across a distributed, modular network architecture" was invented by Abhijit Bose (Paramus, N.J.), Gavin C. Michael (New York), Michael Lewis (Stamford, Conn.), Constantin Gonciulea (Columbus, Ohio) and Jason Troy Penshorn (Columbus, Ohio).

According to the abstract* released by the U.S. Patent & Trademark Office: "According to an embodiment of the present invention, an automated computer implemented method and system for providing targeted content in real-time comprises a web and application server that identifies one or more user interactions f...