US Patent Issued to JCMORGAN CHASE BANK on Nov. 4 for "Systems and methods for conducting transactions using hybrid credit/charge financial instruments" (New York, Pennsylvania Inventors)

ALEXANDRIA, Va., Nov. 6 -- United States Patent no. 12,462,239, issued on Nov. 4, was assigned to JCMORGAN CHASE BANK N.A. (New York).

"Systems and methods for conducting transactions using hybrid credit/charge financial instruments" was invented by Rasik Goyal (New York), Mike Janesch (New York), Jeff Hofmann (New York), Ryan Bouchard (Kennett Square, Pa.), Megan Chandler (New York), Josh Berger (New York), Steven Scarpato (New York), Linda Barnett (New York), Haritha Ravilla (New York) and Santosh Bejjamshety (New York).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for conducting transactions using hybrid credit/charge financial instruments are disclosed. A method may include a transact...