ALEXANDRIA, Va., June 17 -- United States Patent no. 12,314,928, issued on May 27, was assigned to IDEMIA FRANCE (Courbevoie, France).
"Digital wallet application for mobile payment" was invented by Oleg Makhotin (Courbevoie, France) and Mehdi El-Haoussine (Courbevoie, France).
According to the abstract* released by the U.S. Patent & Trademark Office: "The invention relates to a method implemented by a mobile device (DV) for managing a digital wallet application (DWA), initially configured with first data (DT1) of a mobile payment card (C1) for operating in a home payment network (H-NT), the method comprising: sending (S40) location information (LOC) of the mobile device; receiving (S48) roaming information (RI) identifying a roaming paym...