ALEXANDRIA, Va., March 19 -- United States Patent no. 12,254,518, issued on March 18, was assigned to Freedom Financial Network LLC (San Mateo, Calif.).

"Real-time individualized action plan for clients of a financial assistance service" was invented by Bradford Stroh (San Mateo, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computing system can receive client data and financial updates to generate personalized balance sheets and individualized action plans for clients of a financial assistance service. The system can link to data sources to detect changes in real-time to each client's financial situation, such as purchase information, received income, and payments. In response to each change, the ...