US Patent Issued to Freedom Financial Network on Jan. 27 for "Predictive transaction models and deployment" (California Inventors)

ALEXANDRIA, Va., Jan. 28 -- United States Patent no. 12,536,555, issued on Jan. 27, was assigned to Freedom Financial Network LLC (San Mateo, Calif.).

"Predictive transaction models and deployment" was invented by Jean-Marc Parmentier (San Mateo, Calif.), Robert Adams (San Mateo, Calif.), Carlyn Lamia (San Mateo, Calif.), Edward Park (San Mateo, Calif.) and Gerard Tano (San Mateo, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer system, computer-implemented method and non-transitory computer-readable medium to predict transaction activity for a cyclical time period. A predictive transaction model is developed for individual user accounts, where the transaction model incorporates a cyclical da...