ALEXANDRIA, Va., June 6 -- United States Patent no. 12,284,071, issued on April 22, was assigned to EQUIFAX INC. (Atlanta).
"Techniques for prediction models using time series data" was invented by Xiao Huang (Marietta, Ga.) and Yan Wang (Athens, Ga.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Various aspects involve a lagged prediction model trained for risk assessment or other purposes. For instance, a risk assessment computing system receives a risk assessment query for a target entity and provides an input predictor record for the target entity to a lagged prediction model. The input predictor record includes a first group of lagged values from a first time-series attribute associated with the target ...