ALEXANDRIA, Va., June 18 -- United States Patent no. 12,326,921, issued on June 10, was assigned to Early Warning Services LLC (Scottsdale, Ariz.).

"Digital identity lock" was invented by Gregory Slowiak (Chicago), Eric Woodward (San Francisco), Philip Lam (San Francisco) and Jeff Shultz (Waco, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Described herein is an identity network for authenticating a user for a relying party and providing access to the user's credit report. The identity network may receive an unlock request for the digital identity and credit report of a user from a relying party. In response, the identity network may provide an identity provider link for accessing the identity provide...