ALEXANDRIA, Va., Aug. 6 -- United States Patent no. 12,380,474, issued on Aug. 5, was assigned to Dynamics Inc. (Cheswick, Pa.).

"Cards, devices, systems, and methods for a ratings management system" was invented by Jeffrey D. Mullen (Pittsburgh).

According to the abstract* released by the U.S. Patent & Trademark Office: "A user is provided with a GUI that may allow the user to change functionality associated with a non-powered card, a powered card or other device (e.g., a mobile telephonic device). The functionality associated with the device may be displayed by the GUI as a list of third-party applications that may be executed when the user's powered card or other device is used to complete a purchase transaction. The GUI allows the use...