ALEXANDRIA, Va., Aug. 26 -- United States Patent no. 12,400,272, issued on Aug. 26, was assigned to Credit Karma LLC (Oakland, Calif.).
"System and method for assessing device usage" was invented by Pankaj Risbood (San Francisco) and Jonathan A. Matus (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method for monitoring device usage includes: receiving user device information; based on the user interaction data, determining a state associated with the user device; and based on the state of the user device, determining a set of tap parameters. Additionally or alternatively, the method can include any or all of: determining a risk score based on at least on the set of tap parameters; determinin...