ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,757, issued on Jan. 13, was assigned to ConsumerInfo.com Inc. (Costa Mesa, Calif.).
"Credit card account data extraction" was invented by Michael John Dean (Torrance, Calif.) and Mark Joseph Kapczynski (Santa Monica, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A credit account extraction system is configured to identify account information in credit data associated with a consumer and populate a digital wallet of the consumer with the identified financial card information. The financial card information may then be used by online retailers, for example, to expedite transaction completion."
The patent was filed on Jan. 19, 2024, under Appl...