US Patent Issued to CITICORP CREDIT SERVICES INC. (USA) on Jan. 13 for "Mutable access tokens" (New Jersey, Texas, Florida Inventors)

ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,526,283, issued on Jan. 13, was assigned to CITICORP CREDIT SERVICES INC. (USA) (Sioux Falls, S.D.).

"Mutable access tokens" was invented by Mayank Shah (East Windsor, N.J.), Gayathri Sundar (Irving, Texas), Vernon Miller (Jacksonville, Fla.) and Abhishek Acharya (Irving, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A network system to provide mutable access tokens for access requests that eliminate a need for token replacement. The system allows an access token to be changed to update data in the token. When data stored with the token changes, such as when a user or partner has a change in status, a new token is not required to be requested, ge...