ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,445, issued on Sept. 23, was assigned to Citibank N.A. (New York).

"Identifying matching virtual resources" was invented by Manish Gupta (Pune, India), Mrinal Kanti Bhattacharya (Pune, India) and Abhishek Dayya (Pune, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for assessing vulnerability of virtual resources are disclosed herein. A system may receive a request and parameterized rules from a database of parameterized rules for assessing potential vulnerability of user resources caused by a virtual resource transmission. The system may extract user vulnerability tolerance parameters indicative of user propensity for vuln...