ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,455,906, issued on Oct. 28, was assigned to Citibank N.A. (New York).

"Systems and methods for generating dynamic human-like conversational responses using a modular architecture featuring layered data models in non-serial arrangements with gated neural networks" was invented by Joenteny David Martinez Gutierrez (Clute, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for providing an artificial intelligence-based solution in a dynamic environment that requires models with varying degrees of nuance and specialization. One such dynamic environment relates to generating dynamic human-like conversational responses based on complex d...