ALEXANDRIA, Va., June 16 -- United States Patent no. 12,309,152, issued on May 20, was assigned to CITIBANK N.A. (New York).

"Access control for requests to services" was invented by Zachary Brinkman (Duluth, Ga.) and Jeremy R. Sutch (Wilmington, Del.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Presented herein are system and methods for controlling access to services for processing requests. A server maintains rule sets defined for risk levels to control access to second services. Each of the risk levels defines a respective group of rule sets from the rule sets to apply. The server receives a request including authentication information of a transaction type for an end user device to access a second ser...