ALEXANDRIA, Va., July 9 -- United States Patent no. 12,353,440, issued on July 8, was assigned to CITIBANK N.A. (New York).

"Systems and methods for account classification using a middleware system architecture" was invented by Michael Marrone (New York), Gunjan Gupta (Irving, Texas), Enitha Vishnupriya Ganesan (New York) and Matthew Olsen (New York).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer can connect with a middleware computing system. The middleware computing system may use application programming interfaces (APIs), webhooks, file-based integration, database replication, message queues, websockets, or direct integration to establish connections with different computing devices. The compute...