US Patent Issued to CITIBANK on Feb. 18 for "Systems and methods for payment financing at point of sale" (Texas, Connecticut Inventors)

ALEXANDRIA, Va., Feb. 19 -- United States Patent no. 12,229,763, issued on Feb. 18, was assigned to CITIBANK N.A. (New York).

"Systems and methods for payment financing at point of sale" was invented by Declan Collins (Darien, Conn.) and Michael Naggar (Dallas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system for dynamically revising a merchant page by one or more processors communicatively coupled to webservers hosting merchant pages may be configured to receive from a webserver a transaction amount and a unique identifier of a user interacting with the page without an input of a credit card number of the user and without the webserver accessing the credit card number in a data storage, identify, usin...