US Patent Issued to Chime Financial on Sept. 23 for "Generating and updating payload schemas for maintaining compatibility in evolving digital systems" (California, New York Inventors)

ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,320, issued on Sept. 23, was assigned to Chime Financial Inc. (San Francisco).

"Generating and updating payload schemas for maintaining compatibility in evolving digital systems" was invented by Bhashinee Garg (Oakland, Calif.), Nikita Uraltsev (Clayton, Calif.), Arun Mehta (San Francisco), Sherin Thomas (San Francisco), Karthik Raj (Oakland, Calif.), Jayanth Bharadwaj (New York) and Lucas Kacher (Walnut Creek, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "This disclosure describes a schema modification system that, as part of an inter-network facilitation system, can intelligently generate and update payload schemas for maintaining compati...