ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,290, issued on Sept. 23, was assigned to Chime Financial Inc. (San Francisco).

"Generating account configurations using configuration bundles" was invented by Roman Lisagor (Vancouver, Canada) and Praveen Jain (San Mateo, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "This disclosure describes an account configurator system that, as part of an inter-network facilitation system, can generate account configurations for digital accounts using configuration bundles. For example, the disclosed systems can utilize custom tooling for an account configuration component that generates account configurations for digital accounts by augmenting baseline...