ALEXANDRIA, Va., Aug. 26 -- United States Patent no. 12,400,009, issued on Aug. 26, was assigned to Chime Financial Inc. (San Francisco).
"Assigning a limited access state to an account that retains full navigable access to a client application" was invented by Yona Koch-Fienberg (Oakland, Calif.), Sidney Shou Chien Ho (Los Angeles), Zara Gustad Wittirani (San Francisco), Charles Roland Kirk (Chicago) and Brian Mullins (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "The present disclosure relates to systems, non-transitory computer-readable media, and methods for assigning a limited access state to an account based on a triggering event and causing a client device to provide full navigable acce...