ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,412,065, issued on Sept. 9, was assigned to Capital One Services LLC (McLean, Va.).

"Transaction card assembly" was invented by Phoebe Atkins (Midlothian, Va.), Michael Saia (Weehawken, N.J.) and Vyjayanthi Vadrevu (Pflugerville, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A modular transaction card assembly includes a card frame having the traditional dimensions of a credit card, and a transaction card that is smaller than a traditional card and that fits into a receptacle of the card frame. Each of the card frame and the transaction card may be capable of performing contactless data transactions individually. In some instances, the combined ...