ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,412,152, issued on Sept. 9, was assigned to Capital One Services LLC (McLean, Va.).
"Securing lender output data" was invented by Dinesh Sundaram (Plano, Texas) and Trent Jones (Mckinney, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "A multi-lender architecture is configured to provide a loan applicant with automated pre-qualification and automobile loan eligibility evaluation for multiple candidate lenders. Lender output data may include sensitive data. The lender output data is stored in a data object of a first format and one or more fields of the data object are encrypted at the field level. The encrypted data object may be transmitted throu...