US Patent Issued to Capital One Services on Sept. 9 for "High authentication layer to determine a person's location when considering sending a secure object" (New York, Virginia Inventors)

ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,412,198, issued on Sept. 9, was assigned to Capital One Services LLC (McLean, Va.).

"High authentication layer to determine a person's location when considering sending a secure object" was invented by Jeremy Phillips (Brooklyn, N.Y.) and David Perks (Richmond, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system, apparatus, and method are disclosed to enable a bank to send a secure object to a bank customer at a remote location. In addition to performing authentication, the system and method exploit the payment rails to verify transactions by the bank customer, as well as to confirm the physical location of the customer. The bank customer who i...