ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,413,628, issued on Sept. 9, was assigned to Capital One Services LLC (McLean, Va.).

"Authentication of data sharing" was invented by Eric K. Barnum (Midlothian, Va.) and Robert Dwane Wokaty Jr. (Glen Allen, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a system may receive, from a terminal, an account identifier, an authentication credential, and a request for data associated with a user, wherein the request may identify requested data items associated with the account identifier. The system may authenticate the request using the account identifier and the authentication credential. The system may determine whether the req...