ALEXANDRIA, Va., Sept. 30 -- United States Patent no. 12,430,413, issued on Sept. 30, was assigned to Capital One Services LLC (McLean, Va.).
"Systems and methods for generating composite user profiles based on locally-sourced and aggregated user profiles" was invented by Sudheendra Kumar Kaanugovi (Aldie, Va.) and Jorge Alexander Cabanilla (Bethesda, Md.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are described herein for generating composite user profiles using local profiles and aggregated user profiles. As one example, the system may present relevant data to users who initiate sessions on a user device. Specifically, the system may provide relevant data and content to users on user...