ALEXANDRIA, Va., Sept. 30 -- United States Patent no. 12,430,684, issued on Sept. 30, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).
"System and method for facilitating bank account information changes" was invented by Jeffrey Rule (Chevy Chase, Md.) and Michelle Olenoski (Washington).
According to the abstract* released by the U.S. Patent & Trademark Office: "In a method for changing a user's bank account information in merchant account databases a server receives a login request including a user identification and first user authentication information. The server further receives a request to change bank account information from a first bank account to a second bank account for merchant accounts of the user and network login in...