ALEXANDRIA, Va., Sept. 30 -- United States Patent no. 12,427,789, issued on Sept. 30, was assigned to Capital One Services LLC (McLean, Va.).

"Schemes to validate and protect secure documents" was invented by David Wurmfeld (Falls Church, Va.) and Steve Faletti (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects described herein may provide detection of a feature of an authorization code image (ACI) incorporated onto a document, thereby allowing for validation of the document. According to some aspects, these and other benefits may be achieved by an instance of a variable protocol that may specify how to generate the ACI to have a particular feature as well as how to detect the particular ...