ALEXANDRIA, Va., Sept. 30 -- United States Patent no. 12,430,621, issued on Sept. 30, was assigned to Capital One Services LLC (McLean, Va.).
"Automated multi-party event and transaction decisioning system" was invented by Vijay Sahebgouda Bantanur (Gaithersburg, Md.), Muralidharan Balasubramanian (Gaithersburg, Md.) and Julie Dallen (Vienna, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, devices, and computer-readable media for detecting multi-party events and transactions are provided. User data may be monitored to detect data associated with an event involving multiple individuals, such as by identifying transaction data associated with certain types of merchants and/or scheduling, c...