ALEXANDRIA, Va., Sept. 17 -- United States Patent no. 12,418,416, issued on Sept. 16, was assigned to Capital One Services LLC (McLean, Va.).
"Facilitating authentication using stochastic-model-derived images" was invented by Tyler Maiman (Melville, N.Y.) and Erik Neighbour (Arlington, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are described herein for facilitating token use authentication using stochastic-model-derived images. The system may detect an authentication request to authenticate use of an access token and retrieve operation data associated with the access token. The system may determine, based on the operation data, source data associated with a source of a network ope...