US Patent Issued to Capital One Services on Oct. 7 for "Systems and methods for leveraging offline virtual authentication tokens" (Virginia Inventor)

ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,438,721, issued on Oct. 7, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for leveraging offline virtual authentication tokens" was invented by Lawrence Douglas (McLean, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are described herein for leveraging offline virtual authentication tokens during periods of inaccessible network connectivity. In some aspects, after determining the system is offline, systems and methods request an authentication code from a user and determine whether the authentication code received from the user is valid. In response to determining that the authentication code is valid...