ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,437,302, issued on Oct. 7, was assigned to Capital One Services LLC (McLean, Va.).

"Browser provisioned virtual payment card for an authorized user" was invented by Lukiih Cuan (Washington), Michael Wolf (Ellicott City, Md.), Abhay Donthi (Arlington, Va.) and Phoebe Atkins (Midlothian, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed embodiments pertain to provisioning a virtual payment card for an authorized user in a browser. A primary cardholder can request the addition of an individual as an authorized user on the primary cardholder's account. Further information regarding the individual can be solicited and utilized to compute a risk sco...