US Patent Issued to Capital One Services on Oct. 28 for "System and apparatus for encrypted data collection using RFID cards" (Virginia, Maryland, Massachusetts Inventors)

ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,456,028, issued on Oct. 28, was assigned to Capital One Services LLC (McLean, Va.).

"System and apparatus for encrypted data collection using RFID cards" was invented by Kevin Osborn (Newton Highlands, Mass.), James Zarakas (Centreville, Va.), Saleem Sangi (Arlington, Va.) and Jeffrey Rule (Chevy Chase, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A secure smart card is described. The smart card can include a processor, a memory and a transceiver. The smart card can communicate with various terminals and store a digital signature and other information on the card. Another terminal can validate the information stored on the smart card using the dig...