US Patent Issued to CAPITAL ONE SERVICES on Oct. 28 for "System, method, and apparatus for updating an existing dynamic transaction card" (Virginia, Texas, District Of Columbia Inventors)

ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,456,111, issued on Oct. 28, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).

"System, method, and apparatus for updating an existing dynamic transaction card" was invented by James Zarakas (Centreville, Va.), Adam Koeppel (Washington), Kevin Kelly (Austin, Texas) and David Wurmfeld (Fairfax, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data is described. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell d...