ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,456,086, issued on Oct. 28, was assigned to Capital One Services LLC (McLean, Va.).

"Citation and policy based document classification" was invented by Chris Demchalk (Frisco, Texas), Ryan M. Parker (Dallas), Lokesh Vijay Kumar (Frisco, Texas) and Brian Fromknecht (Richardson, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed herein are system, method, and computer program product embodiments for rapid identification and access to relevant regulatory documents. A data model relating regulatory mandates and requirements to citations appearing within an enforcement document is used to rapidly access specific citations within an enforcement do...