US Patent Issued to Capital One Services on Oct. 21 for "Virtual card number as a login credential" (Virginia, Maryland Inventors)

ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,450,614, issued on Oct. 21, was assigned to Capital One Services LLC (McLean, Va.).

"Virtual card number as a login credential" was invented by Jeffrey Carlyle Wieker (Falls Church, Va.), Kevan Emmott (Arlington, Va.) and Clayton Johnson (Edgewood, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed embodiments pertain to systems and methods related to user authentication with a virtual payment card. A virtual card number can be requested as a login credential for a user. A virtual card number can be transmitted through a credit card payment network to a financial institution that issued the virtual card for payment authorization. The user can ...