US Patent Issued to Capital One Services on Oct. 21 for "Peer-based selection using machine learning" (District Of Columbia, Virginia Inventors)

ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,450,641, issued on Oct. 21, was assigned to Capital One Services LLC (McLean, Va.).

"Peer-based selection using machine learning" was invented by Lukiih Cuan (Washington), Lea Cody (Washington) and Phoebe Atkins (Rockville, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a system may generate a first exchange profile for a first user and a second exchange profile for a second user. The first exchange profile may identify one or more characteristics of an exchange behavior of the first user based on exchange data of the first user, and the second exchange profile may identify one or more characteristics of an exchange behavior...