ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,450,579, issued on Oct. 21, was assigned to Capital One Services LLC (McLean, Va.).
"Automated teller machines (ATMs) having offline functionality" was invented by Michael Mossoba (Arlington, Va.), Abdelkadar M'hamed Benkreira (Washington) and Joshua Edwards (Philadelphia).
According to the abstract* released by the U.S. Patent & Trademark Office: "A device may receive customer data, and store the customer data in a secure memory device of the device. The device may implement a backup mode in which the device utilizes the customer data to authorize requests based on determining that the device lacks a network connection. The device may receive, when the device is in the backup mode, ...