ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,445,447, issued on Oct. 14, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for validating network operations between user accounts through access tokens" was invented by Joshua Edwards (Philadelphia), Om Prakash Tripathi (Glen Allen, Va.) and Jesse Emery (Arlington, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are described herein for moving access tokens for validating network operations between user accounts to prevent malicious or nonaligned usage. The system may determine that a user is associated with a first user account and a second user account, retrieve parameters associated with the first...