ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,961, issued on Oct. 14, was assigned to CAPITAL ONE SERVICES LLC (Mclean, Va.).

"Fraud prevention systems and methods for selectively generating virtual account numbers" was invented by Kelly Jo Earl Brown (Rockville, Md.) and Noble Ozoka (Richmond, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed embodiments may include a method that includes receiving first identifying information associated with a first user from a computing device; determining a score based on the first identifying information; determining whether the score is less than a threshold; pseudo-randomly generate and transmit a one-time use number to the computing device w...