ALEXANDRIA, Va., Nov. 25 -- United States Patent no. 12,483,561, issued on Nov. 25, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for providing real-time digital authorization and management" was invented by Abdelkader M'Hamed Benkreira (Brooklyn, N.Y.), Tyler Maiman (Melville, N.Y.) and Brendan Way (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed herein for real-time digital authorization. According to some embodiments, a method includes receiving, from a user device, user information comprising one or more categories. The method further includes transferring an amount corresponding to the user information. The method also includ...