ALEXANDRIA, Va., Nov. 25 -- United States Patent no. 12,482,311, issued on Nov. 25, was assigned to Capital One Services LLC (McLean, Va.).

"Accident-data-based vehicle feature determination" was invented by Steven Dang (McLean, Va.), Chih-Hsiang Chow (McLean, Va.) and Elizabeth Furlan (McLean, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Accident location data and present vehicle feature data may be obtained, wherein the accident location data indicates one or more locations associated with one or more vehicular accidents, and the present vehicle feature data indicates one or more sets of vehicle features. A set of prediction model parameters of a prediction model may be configured based on the accide...