US Patent Issued to Capital One Services on Nov. 18 for "Systems and methods for personalized guidance" (Texas Inventors)

ALEXANDRIA, Va., Nov. 18 -- United States Patent no. 12,475,381, issued on Nov. 18, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for personalized guidance" was invented by Rohan Vimal Raj (Plano, Texas), Cole Coen (Celina, Texas), Krishna C. Chinthakayala (Frisco, Texas) and Humberto Hernandez Torres (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present invention describes a computer-based system and method for training machine-learning models for delivering personalized query results. The method starts by collecting user behaviors, then categorizing each behavior and refining these categories based on additional data. The refined categories are used to crea...