ALEXANDRIA, Va., Nov. 18 -- United States Patent no. 12,475,465, issued on Nov. 18, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for generation and use of biometric-based account numbers" was invented by Robert Dwane Wokaty Jr. (Glen Allen, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are methods and systems for generating and using biometric-based account numbers. A binary representation of biometric data of a first user may be received and reduced using an encoding process to generate a unique portion of an account number for the first user that is stored in a data store. The first user may be provided a certification mechanism that includes a chip storing th...